Call reports 2001
INDIAN RIVER NATIONAL BANK — 2001
What INDIAN RIVER NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 337,198,000 | 376,470,000 | 378,458,000 | 388,989,000 |
| Total loans | 205,680,000 | 209,737,000 | 216,914,000 | 216,657,000 |
| Allowance for loan losses | 2,544,000 | 2,576,000 | 2,710,000 | 2,820,000 |
| Securities available for sale | 96,696,000 | 122,341,000 | 112,855,000 | 128,758,000 |
| Securities held to maturity | 13,153,000 | 10,181,000 | 12,837,000 | 13,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,477,000 | 301,049,000 | 305,322,000 | 319,140,000 |
| Interest-bearing deposits | 234,022,000 | 256,869,000 | 261,584,000 | 269,784,000 |
| Noninterest-bearing deposits | 43,455,000 | 44,180,000 | 43,738,000 | 49,356,000 |
| Equity capital | 24,264,000 | 25,260,000 | 27,118,000 | 27,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,522,000 | 13,104,000 | 19,876,000 | 26,615,000 |
| Interest expense | 3,316,000 | 6,550,000 | 9,824,000 | 12,697,000 |
| Net interest income | 3,206,000 | 6,554,000 | 10,052,000 | 13,918,000 |
| Noninterest income | 724,000 | 1,742,000 | 2,679,000 | 3,842,000 |
| Noninterest expense | 2,578,000 | 5,505,000 | 8,322,000 | 11,106,000 |
| Provision for loan losses | 120,000 | 240,000 | 420,000 | 600,000 |
| Pretax income | 1,252,000 | 2,608,000 | 4,211,000 | 6,276,000 |
| Income tax | 474,000 | 965,000 | 1,538,000 | 2,293,000 |
| Net income | 778,000 | 1,643,000 | 2,673,000 | 3,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,290,000 | 24,155,000 | 25,185,000 | 26,495,000 |
| Total capital | 25,834,000 | 26,731,000 | 27,895,000 | 29,315,000 |
| Risk-weighted assets | 236,941,000 | 266,426,000 | 277,642,000 | 276,801,000 |