Call reports 2025
LITCHFIELD NATIONAL BANK, THE — 2025
What LITCHFIELD NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 131,394,000 | 137,659,000 | 137,051,000 | 140,187,000 |
| Total loans | 81,052,000 | 82,790,000 | 83,336,000 | 83,816,000 |
| Allowance for loan losses | 830,000 | 803,000 | 828,000 | 824,000 |
| Securities available for sale | 38,272,000 | 39,929,000 | 40,256,000 | 41,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,996,000 | 119,134,000 | 119,122,000 | 121,571,000 |
| Interest-bearing deposits | 84,386,000 | 89,705,000 | 90,247,000 | 89,979,000 |
| Noninterest-bearing deposits | 30,610,000 | 29,429,000 | 28,875,000 | 31,592,000 |
| Equity capital | 9,276,000 | 9,649,000 | 10,443,000 | 10,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,861,000 | 4,414,000 | 5,963,000 |
| Interest expense | 537,000 | 1,100,000 | 1,665,000 | 2,222,000 |
| Net interest income | 862,000 | 1,761,000 | 2,749,000 | 3,741,000 |
| Noninterest income | 134,000 | 425,000 | 563,000 | 712,000 |
| Noninterest expense | 768,000 | 1,625,000 | 2,420,000 | 3,301,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 222,000 | 549,000 | 874,000 | 1,128,000 |
| Income tax | 52,000 | 92,000 | 148,000 | 245,000 |
| Net income | 170,000 | 457,000 | 726,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,647,000 | 11,935,000 | 12,203,000 | 12,261,000 |
| Total capital | 12,503,000 | 12,764,000 | 13,057,000 | 13,110,000 |
| Risk-weighted assets | 77,287,000 | 79,403,000 | 79,349,000 | 78,387,000 |