Call reports 2019
LITCHFIELD NATIONAL BANK, THE — 2019
What LITCHFIELD NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 106,095,000 | 102,913,000 | 107,303,000 | 110,105,000 |
| Total loans | 63,729,000 | 63,515,000 | 64,519,000 | 63,532,000 |
| Allowance for loan losses | 536,000 | 548,000 | 569,000 | 576,000 |
| Securities available for sale | 28,582,000 | 27,803,000 | 26,990,000 | 27,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,487,000 | 92,951,000 | 97,304,000 | 97,197,000 |
| Interest-bearing deposits | 73,024,000 | 71,307,000 | 74,290,000 | 73,404,000 |
| Noninterest-bearing deposits | 23,463,000 | 21,644,000 | 23,014,000 | 23,793,000 |
| Equity capital | 8,979,000 | 9,239,000 | 9,465,000 | 9,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,178,000 | 3,281,000 | 4,404,000 |
| Interest expense | 186,000 | 384,000 | 583,000 | 789,000 |
| Net interest income | 889,000 | 1,794,000 | 2,698,000 | 3,615,000 |
| Noninterest income | 128,000 | 269,000 | 436,000 | 575,000 |
| Noninterest expense | 782,000 | 1,581,000 | 2,277,000 | 3,063,000 |
| Provision for loan losses | 10,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 225,000 | 455,000 | 859,000 | 1,143,000 |
| Income tax | 49,000 | 96,000 | 204,000 | 279,000 |
| Net income | 176,000 | 359,000 | 655,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,070,000 | 9,162,000 | 9,369,000 | 9,487,000 |
| Total capital | 9,632,000 | 9,736,000 | 9,964,000 | 10,089,000 |
| Risk-weighted assets | 65,884,000 | 64,589,000 | 66,374,000 | 65,585,000 |