Call reports 2012
LITCHFIELD NATIONAL BANK, THE — 2012
What LITCHFIELD NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,767,000 | 86,827,000 | 91,607,000 | 90,586,000 |
| Total loans | 49,922,000 | 50,793,000 | 51,634,000 | 53,116,000 |
| Allowance for loan losses | 434,000 | 410,000 | 402,000 | 428,000 |
| Securities available for sale | 17,018,000 | 15,039,000 | 15,040,000 | 16,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,598,000 | 79,479,000 | 84,164,000 | 83,038,000 |
| Interest-bearing deposits | 66,424,000 | 64,368,000 | 68,780,000 | 65,248,000 |
| Noninterest-bearing deposits | 16,174,000 | 15,111,000 | 15,384,000 | 17,790,000 |
| Equity capital | 6,750,000 | 6,892,000 | 6,998,000 | 6,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,672,000 | 2,486,000 | 3,293,000 |
| Interest expense | 101,000 | 186,000 | 265,000 | 344,000 |
| Net interest income | 745,000 | 1,486,000 | 2,221,000 | 2,949,000 |
| Noninterest income | 145,000 | 277,000 | 420,000 | 571,000 |
| Noninterest expense | 685,000 | 1,292,000 | 1,943,000 | 2,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 205,000 | 471,000 | 698,000 | 868,000 |
| Income tax | 65,000 | 153,000 | 226,000 | 337,000 |
| Net income | 140,000 | 318,000 | 472,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,732,000 | 6,860,000 | 6,964,000 | 6,974,000 |
| Total capital | 7,192,000 | 7,296,000 | 7,392,000 | 7,428,000 |
| Risk-weighted assets | 49,146,000 | 49,648,000 | 50,796,000 | 52,772,000 |