Call reports 2011
LITCHFIELD NATIONAL BANK, THE — 2011
What LITCHFIELD NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,990,000 | 89,555,000 | 88,228,000 | 90,273,000 |
| Total loans | 51,471,000 | 52,409,000 | 52,266,000 | 52,398,000 |
| Allowance for loan losses | 487,000 | 495,000 | 498,000 | 425,000 |
| Securities available for sale | 24,316,000 | 21,920,000 | 20,970,000 | 20,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,622,000 | 82,689,000 | 81,070,000 | 83,257,000 |
| Interest-bearing deposits | 69,431,000 | 69,415,000 | 68,482,000 | 67,836,000 |
| Noninterest-bearing deposits | 13,191,000 | 13,274,000 | 12,588,000 | 15,421,000 |
| Equity capital | 5,983,000 | 6,465,000 | 6,751,000 | 6,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 1,958,000 | 2,945,000 | 3,813,000 |
| Interest expense | 183,000 | 347,000 | 480,000 | 605,000 |
| Net interest income | 788,000 | 1,611,000 | 2,465,000 | 3,208,000 |
| Noninterest income | 92,000 | 202,000 | 284,000 | 115,000 |
| Noninterest expense | 672,000 | 1,314,000 | 1,972,000 | 2,595,000 |
| Provision for loan losses | 50,000 | 75,000 | 75,000 | 115,000 |
| Pretax income | 158,000 | 424,000 | 702,000 | 613,000 |
| Income tax | 54,000 | 186,000 | 269,000 | 195,000 |
| Net income | 104,000 | 238,000 | 433,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,425,000 | 6,510,000 | 6,681,000 | 6,642,000 |
| Total capital | 6,912,000 | 7,031,000 | 7,205,000 | 7,093,000 |
| Risk-weighted assets | 52,932,000 | 53,505,000 | 52,481,000 | 53,545,000 |