Call reports 2009
LITCHFIELD NATIONAL BANK, THE — 2009
What LITCHFIELD NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,175,000 | 78,471,000 | 80,892,000 | 85,520,000 |
| Total loans | 54,231,000 | 53,118,000 | 52,445,000 | 52,383,000 |
| Allowance for loan losses | 428,000 | 393,000 | 446,000 | 457,000 |
| Securities available for sale | 20,366,000 | 19,215,000 | 19,204,000 | 23,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,859,000 | 70,741,000 | 73,432,000 | 78,743,000 |
| Interest-bearing deposits | 58,734,000 | 60,846,000 | 62,200,000 | 67,029,000 |
| Noninterest-bearing deposits | 10,125,000 | 9,895,000 | 11,232,000 | 11,714,000 |
| Equity capital | 6,598,000 | 6,567,000 | 6,507,000 | 6,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,204,000 | 3,281,000 | 4,344,000 |
| Interest expense | 333,000 | 649,000 | 947,000 | 1,245,000 |
| Net interest income | 785,000 | 1,555,000 | 2,334,000 | 3,099,000 |
| Noninterest income | 99,000 | 265,000 | 398,000 | 516,000 |
| Noninterest expense | 612,000 | 1,265,000 | 1,924,000 | 2,527,000 |
| Provision for loan losses | 15,000 | 30,000 | 73,000 | 73,000 |
| Pretax income | 257,000 | 525,000 | 735,000 | 1,015,000 |
| Income tax | 81,000 | 180,000 | 242,000 | 335,000 |
| Net income | 176,000 | 345,000 | 493,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,383,000 | 6,452,000 | 6,399,000 | 6,487,000 |
| Total capital | 6,811,000 | 6,845,000 | 6,845,000 | 6,944,000 |
| Risk-weighted assets | 52,830,000 | 52,240,000 | 51,679,000 | 53,858,000 |