Call reports 2006
LITCHFIELD NATIONAL BANK, THE — 2006
What LITCHFIELD NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,643,000 | 79,102,000 | 76,272,000 | 75,693,000 |
| Total loans | 41,600,000 | 42,731,000 | 43,604,000 | 42,711,000 |
| Allowance for loan losses | 386,000 | 387,000 | 387,000 | 375,000 |
| Securities available for sale | 30,797,000 | 30,632,000 | 28,036,000 | 26,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,178,000 | 71,260,000 | 67,496,000 | 68,867,000 |
| Interest-bearing deposits | 63,048,000 | 61,734,000 | 58,288,000 | 58,966,000 |
| Noninterest-bearing deposits | 9,130,000 | 9,526,000 | 9,208,000 | 9,901,000 |
| Equity capital | 5,501,000 | 5,386,000 | 5,678,000 | 5,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,068,000 | 3,134,000 | 4,372,000 |
| Interest expense | 358,000 | 756,000 | 1,175,000 | 1,621,000 |
| Net interest income | 647,000 | 1,312,000 | 1,959,000 | 2,751,000 |
| Noninterest income | 118,000 | 206,000 | 359,000 | 491,000 |
| Noninterest expense | 538,000 | 1,121,000 | 1,730,000 | 2,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 397,000 | 588,000 | 876,000 |
| Income tax | 75,000 | 137,000 | 200,000 | 291,000 |
| Net income | 152,000 | 260,000 | 388,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,744,000 | 5,752,000 | 5,781,000 | 5,876,000 |
| Total capital | 6,130,000 | 6,139,000 | 6,168,000 | 6,251,000 |
| Risk-weighted assets | 37,993,000 | 43,789,000 | 45,038,000 | 44,367,000 |