Call reports 2002
LITCHFIELD NATIONAL BANK, THE — 2002
What LITCHFIELD NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,517,000 | 83,153,000 | 80,886,000 | 81,006,000 |
| Total loans | 46,974,000 | 47,220,000 | 48,048,000 | 47,156,000 |
| Allowance for loan losses | 563,000 | 580,000 | 571,000 | 579,000 |
| Securities available for sale | 27,461,000 | 27,708,000 | 28,778,000 | 27,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,757,000 | 74,895,000 | 72,416,000 | 72,347,000 |
| Interest-bearing deposits | 66,748,000 | 67,581,000 | 65,504,000 | 64,836,000 |
| Noninterest-bearing deposits | 7,009,000 | 7,314,000 | 6,912,000 | 7,511,000 |
| Equity capital | 6,958,000 | 7,270,000 | 7,369,000 | 7,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,599,000 | 3,894,000 | 5,102,000 |
| Interest expense | 659,000 | 1,271,000 | 1,841,000 | 2,365,000 |
| Net interest income | 628,000 | 1,328,000 | 2,053,000 | 2,737,000 |
| Noninterest income | 74,000 | 172,000 | 275,000 | 411,000 |
| Noninterest expense | 554,000 | 1,048,000 | 1,617,000 | 2,207,000 |
| Provision for loan losses | 58,000 | 58,000 | 70,000 | 70,000 |
| Pretax income | 90,000 | 394,000 | 641,000 | 869,000 |
| Income tax | 56,000 | 104,000 | 200,000 | 280,000 |
| Net income | 34,000 | 290,000 | 441,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,826,000 | 6,983,000 | 7,033,000 | 7,074,000 |
| Total capital | 7,389,000 | 7,563,000 | 7,604,000 | 7,653,000 |
| Risk-weighted assets | 46,826,000 | 47,774,000 | 47,359,000 | 47,310,000 |