Call reports 2021
FIRST NATIONAL BANK IN FAIRFIELD — 2021
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 171,751,000 | 155,014,000 | 157,154,000 | 153,927,000 |
| Total loans | 97,191,000 | 99,155,000 | 101,792,000 | 101,773,000 |
| Allowance for loan losses | 1,872,000 | 1,761,000 | 1,755,000 | 1,788,000 |
| Securities available for sale | 36,029,000 | 31,882,000 | 28,432,000 | 24,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,269,000 | 136,635,000 | 137,411,000 | 135,815,000 |
| Interest-bearing deposits | 120,008,000 | 102,004,000 | 99,034,000 | 100,477,000 |
| Noninterest-bearing deposits | 32,261,000 | 34,631,000 | 38,377,000 | 35,338,000 |
| Equity capital | 14,687,000 | 14,814,000 | 14,835,000 | 14,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,413,000 | 3,712,000 | 4,937,000 |
| Interest expense | 153,000 | 278,000 | 398,000 | 506,000 |
| Net interest income | 967,000 | 2,135,000 | 3,314,000 | 4,431,000 |
| Noninterest income | 164,000 | 327,000 | 411,000 | 542,000 |
| Noninterest expense | 1,129,000 | 2,278,000 | 3,460,000 | 4,535,000 |
| Provision for loan losses | 25,000 | 40,000 | 80,000 | 100,000 |
| Pretax income | -23,000 | 144,000 | 185,000 | 338,000 |
| Income tax | -5,000 | 29,000 | 37,000 | 70,000 |
| Net income | -18,000 | 115,000 | 148,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,671,000 | 14,804,000 | 14,837,000 | 14,957,000 |
| Total capital | 15,896,000 | 16,040,000 | 16,124,000 | 16,235,000 |
| Risk-weighted assets | 97,390,000 | 98,320,000 | 102,510,000 | 101,730,000 |