Call reports 2020
FIRST NATIONAL BANK IN FAIRFIELD — 2020
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 142,494,000 | 148,461,000 | 163,478,000 | 157,874,000 |
| Total loans | 107,670,000 | 104,599,000 | 99,257,000 | 98,490,000 |
| Allowance for loan losses | 2,599,000 | 2,415,000 | 2,195,000 | 1,809,000 |
| Securities available for sale | 9,227,000 | 11,056,000 | 20,158,000 | 23,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,049,000 | 129,970,000 | 143,659,000 | 138,381,000 |
| Interest-bearing deposits | 97,595,000 | 96,853,000 | 113,462,000 | 108,802,000 |
| Noninterest-bearing deposits | 25,454,000 | 33,117,000 | 30,197,000 | 29,579,000 |
| Equity capital | 14,965,000 | 14,871,000 | 14,874,000 | 14,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,632,000 | 3,878,000 | 5,139,000 |
| Interest expense | 283,000 | 485,000 | 675,000 | 856,000 |
| Net interest income | 1,169,000 | 2,147,000 | 3,203,000 | 4,283,000 |
| Noninterest income | 132,000 | 236,000 | 368,000 | 489,000 |
| Noninterest expense | 1,146,000 | 2,284,000 | 3,428,000 | 4,520,000 |
| Provision for loan losses | 0 | 45,000 | 70,000 | 955,000 |
| Pretax income | 155,000 | 54,000 | 73,000 | -703,000 |
| Income tax | 33,000 | 11,000 | 15,000 | -156,000 |
| Net income | 122,000 | 43,000 | 58,000 | -547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,907,000 | 14,829,000 | 14,844,000 | 14,689,000 |
| Total capital | 16,280,000 | 16,178,000 | 16,125,000 | 15,943,000 |
| Risk-weighted assets | 108,597,000 | 106,847,000 | 101,603,000 | 99,780,000 |