Call reports 2019
FIRST NATIONAL BANK IN FAIRFIELD — 2019
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 158,557,000 | 143,586,000 | 145,471,000 | 147,997,000 |
| Total loans | 113,973,000 | 113,866,000 | 112,000,000 | 109,013,000 |
| Allowance for loan losses | 2,334,000 | 2,528,000 | 2,576,000 | 2,595,000 |
| Securities available for sale | 12,683,000 | 8,741,000 | 11,658,000 | 8,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,716,000 | 126,314,000 | 126,246,000 | 129,760,000 |
| Interest-bearing deposits | 115,287,000 | 100,950,000 | 101,669,000 | 103,419,000 |
| Noninterest-bearing deposits | 25,429,000 | 25,364,000 | 24,577,000 | 26,341,000 |
| Equity capital | 14,398,000 | 14,594,000 | 14,599,000 | 14,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,211,000 | 4,652,000 | 6,136,000 |
| Interest expense | 306,000 | 621,000 | 921,000 | 1,233,000 |
| Net interest income | 1,304,000 | 2,590,000 | 3,731,000 | 4,903,000 |
| Noninterest income | 139,000 | 286,000 | 434,000 | 581,000 |
| Noninterest expense | 1,069,000 | 2,097,000 | 3,193,000 | 4,272,000 |
| Provision for loan losses | 225,000 | 435,000 | 615,000 | 655,000 |
| Pretax income | 149,000 | 344,000 | 357,000 | 557,000 |
| Income tax | 35,000 | 75,000 | 75,000 | 76,000 |
| Net income | 114,000 | 269,000 | 282,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,419,000 | 14,574,000 | 14,587,000 | 14,786,000 |
| Total capital | 15,840,000 | 16,006,000 | 16,012,000 | 16,174,000 |
| Risk-weighted assets | 112,748,000 | 113,455,000 | 112,862,000 | 109,831,000 |