Call reports 2018
FIRST NATIONAL BANK IN FAIRFIELD — 2018
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,705,000 | 159,223,000 | 155,364,000 | 147,598,000 |
| Total loans | 131,702,000 | 131,174,000 | 128,039,000 | 118,430,000 |
| Allowance for loan losses | 2,340,000 | 2,467,000 | 3,630,000 | 2,315,000 |
| Securities available for sale | 14,780,000 | 8,778,000 | 10,487,000 | 8,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,942,000 | 139,422,000 | 135,958,000 | 130,375,000 |
| Interest-bearing deposits | 114,726,000 | 112,190,000 | 109,651,000 | 102,649,000 |
| Noninterest-bearing deposits | 30,216,000 | 27,232,000 | 26,307,000 | 27,726,000 |
| Equity capital | 14,993,000 | 15,122,000 | 14,673,000 | 14,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,152,000 | 4,872,000 | 6,436,000 |
| Interest expense | 251,000 | 503,000 | 784,000 | 1,076,000 |
| Net interest income | 1,317,000 | 2,649,000 | 4,088,000 | 5,360,000 |
| Noninterest income | 159,000 | 311,000 | 474,000 | 626,000 |
| Noninterest expense | 1,095,000 | 2,138,000 | 3,226,000 | 4,238,000 |
| Provision for loan losses | 390,000 | 660,000 | 1,721,000 | 2,746,000 |
| Pretax income | -9,000 | 162,000 | -385,000 | -998,000 |
| Income tax | -2,000 | 39,000 | -67,000 | -249,000 |
| Net income | -7,000 | 123,000 | -318,000 | -749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,046,000 | 15,176,000 | 14,735,000 | 14,305,000 |
| Total capital | 16,725,000 | 16,849,000 | 16,358,000 | 15,784,000 |
| Risk-weighted assets | 133,620,000 | 133,027,000 | 127,837,000 | 117,505,000 |