Call reports 2017
FIRST NATIONAL BANK IN FAIRFIELD — 2017
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 164,465,000 | 160,650,000 | 170,681,000 | 165,140,000 |
| Total loans | 136,694,000 | 141,442,000 | 143,633,000 | 134,105,000 |
| Allowance for loan losses | 1,593,000 | 1,653,000 | 2,511,000 | 2,417,000 |
| Securities available for sale | 11,528,000 | 8,019,000 | 13,825,000 | 10,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,042,000 | 141,383,000 | 149,683,000 | 145,339,000 |
| Interest-bearing deposits | 114,226,000 | 113,739,000 | 120,407,000 | 114,878,000 |
| Noninterest-bearing deposits | 29,816,000 | 27,644,000 | 29,276,000 | 30,461,000 |
| Equity capital | 13,089,000 | 13,456,000 | 13,205,000 | 13,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,282,000 | 5,008,000 | 6,620,000 |
| Interest expense | 216,000 | 432,000 | 652,000 | 892,000 |
| Net interest income | 1,426,000 | 2,850,000 | 4,356,000 | 5,728,000 |
| Noninterest income | 146,000 | 305,000 | 490,000 | 651,000 |
| Noninterest expense | 999,000 | 1,965,000 | 3,055,000 | 4,194,000 |
| Provision for loan losses | 960,000 | 1,020,000 | 1,995,000 | 2,373,000 |
| Pretax income | -387,000 | 170,000 | -204,000 | -188,000 |
| Income tax | -129,000 | 58,000 | -69,000 | 90,000 |
| Net income | -258,000 | 112,000 | -135,000 | -278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,073,000 | 13,443,000 | 13,196,000 | 13,054,000 |
| Total capital | 14,666,000 | 15,096,000 | 14,993,000 | 14,737,000 |
| Risk-weighted assets | 136,797,000 | 140,322,000 | 143,035,000 | 133,920,000 |