Call reports 2016
FIRST NATIONAL BANK IN FAIRFIELD — 2016
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,799,000 | 155,246,000 | 166,277,000 | 170,207,000 |
| Total loans | 131,554,000 | 137,542,000 | 142,502,000 | 142,756,000 |
| Allowance for loan losses | 1,413,000 | 1,453,000 | 1,553,000 | 1,625,000 |
| Securities available for sale | 11,756,000 | 9,761,000 | 12,590,000 | 8,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,108,000 | 135,969,000 | 146,672,000 | 150,990,000 |
| Interest-bearing deposits | 102,938,000 | 107,025,000 | 118,953,000 | 121,326,000 |
| Noninterest-bearing deposits | 26,170,000 | 28,944,000 | 27,719,000 | 29,664,000 |
| Equity capital | 12,511,000 | 12,792,000 | 13,045,000 | 13,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,036,000 | 4,655,000 | 6,307,000 |
| Interest expense | 157,000 | 326,000 | 511,000 | 716,000 |
| Net interest income | 1,335,000 | 2,710,000 | 4,144,000 | 5,591,000 |
| Noninterest income | 153,000 | 323,000 | 491,000 | 656,000 |
| Noninterest expense | 940,000 | 1,893,000 | 2,854,000 | 3,880,000 |
| Provision for loan losses | 30,000 | 60,000 | 150,000 | 210,000 |
| Pretax income | 518,000 | 1,080,000 | 1,631,000 | 2,157,000 |
| Income tax | 175,000 | 363,000 | 547,000 | 733,000 |
| Net income | 343,000 | 717,000 | 1,084,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,450,000 | 12,724,000 | 12,991,000 | 13,331,000 |
| Total capital | 13,863,000 | 14,177,000 | 14,544,000 | 14,956,000 |
| Risk-weighted assets | 132,131,000 | 137,528,000 | 140,843,000 | 141,610,000 |