Call reports 2014
FIRST NATIONAL BANK IN FAIRFIELD — 2014
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 131,444,000 | 132,183,000 | 134,105,000 | 136,870,000 |
| Total loans | 109,709,000 | 113,082,000 | 115,963,000 | 114,067,000 |
| Allowance for loan losses | 1,175,000 | 1,205,000 | 1,236,000 | 1,219,000 |
| Securities available for sale | 9,497,000 | 9,344,000 | 9,255,000 | 9,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,521,000 | 113,091,000 | 117,130,000 | 119,747,000 |
| Interest-bearing deposits | 90,555,000 | 87,907,000 | 90,809,000 | 92,208,000 |
| Noninterest-bearing deposits | 24,966,000 | 25,184,000 | 26,321,000 | 27,539,000 |
| Equity capital | 11,096,000 | 11,221,000 | 11,371,000 | 11,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,607,000 | 3,983,000 | 5,380,000 |
| Interest expense | 108,000 | 225,000 | 350,000 | 469,000 |
| Net interest income | 1,169,000 | 2,382,000 | 3,633,000 | 4,911,000 |
| Noninterest income | 167,000 | 342,000 | 518,000 | 685,000 |
| Noninterest expense | 891,000 | 1,773,000 | 2,628,000 | 3,556,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 445,000 | 921,000 | 1,463,000 | 1,950,000 |
| Income tax | 152,000 | 313,000 | 497,000 | 662,000 |
| Net income | 293,000 | 608,000 | 966,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,040,000 | 11,154,000 | 11,312,000 | 11,434,000 |
| Total capital | 12,215,000 | 12,359,000 | 12,548,000 | 12,653,000 |
| Risk-weighted assets | 111,878,000 | 114,476,000 | 119,487,000 | 118,692,000 |