Call reports 2013
FIRST NATIONAL BANK IN FAIRFIELD — 2013
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 134,808,000 | 134,805,000 | 131,344,000 | 128,101,000 |
| Total loans | 98,347,000 | 100,285,000 | 106,223,000 | 106,949,000 |
| Allowance for loan losses | 1,295,000 | 1,290,000 | 1,297,000 | 1,302,000 |
| Securities available for sale | 9,608,000 | 8,607,000 | 9,526,000 | 9,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,182,000 | 121,593,000 | 116,210,000 | 115,450,000 |
| Interest-bearing deposits | 92,432,000 | 92,011,000 | 90,129,000 | 87,958,000 |
| Noninterest-bearing deposits | 28,750,000 | 29,582,000 | 26,081,000 | 27,492,000 |
| Equity capital | 10,681,000 | 10,924,000 | 11,102,000 | 11,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,520,000 | 3,826,000 | 5,122,000 |
| Interest expense | 153,000 | 286,000 | 414,000 | 537,000 |
| Net interest income | 1,092,000 | 2,234,000 | 3,412,000 | 4,585,000 |
| Noninterest income | 179,000 | 368,000 | 577,000 | 779,000 |
| Noninterest expense | 875,000 | 1,764,000 | 2,630,000 | 3,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 396,000 | 838,000 | 1,359,000 | 1,809,000 |
| Income tax | 133,000 | 281,000 | 456,000 | 607,000 |
| Net income | 263,000 | 557,000 | 903,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,558,000 | 10,851,000 | 11,048,000 | 10,946,000 |
| Total capital | 11,828,000 | 12,139,000 | 12,345,000 | 12,248,000 |
| Risk-weighted assets | 101,598,000 | 103,042,000 | 109,826,000 | 111,239,000 |