Call reports 2012
FIRST NATIONAL BANK IN FAIRFIELD — 2012
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,506,000 | 131,761,000 | 132,650,000 | 138,954,000 |
| Total loans | 96,051,000 | 95,904,000 | 94,921,000 | 94,957,000 |
| Allowance for loan losses | 1,499,000 | 1,394,000 | 1,446,000 | 1,293,000 |
| Securities available for sale | 9,534,000 | 9,590,000 | 9,517,000 | 9,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,444,000 | 117,970,000 | 118,034,000 | 126,120,000 |
| Interest-bearing deposits | 89,675,000 | 89,717,000 | 87,983,000 | 89,790,000 |
| Noninterest-bearing deposits | 25,769,000 | 28,253,000 | 30,051,000 | 36,330,000 |
| Equity capital | 10,363,000 | 10,476,000 | 10,592,000 | 10,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,333,000 | 2,684,000 | 4,008,000 | 5,263,000 |
| Interest expense | 198,000 | 386,000 | 555,000 | 720,000 |
| Net interest income | 1,135,000 | 2,298,000 | 3,453,000 | 4,543,000 |
| Noninterest income | 176,000 | 363,000 | 566,000 | 745,000 |
| Noninterest expense | 813,000 | 1,626,000 | 2,435,000 | 3,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 498,000 | 1,035,000 | 1,584,000 | 1,942,000 |
| Income tax | 165,000 | 342,000 | 523,000 | 650,000 |
| Net income | 333,000 | 693,000 | 1,061,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,211,000 | 10,320,000 | 10,439,000 | 10,419,000 |
| Total capital | 11,436,000 | 11,551,000 | 11,678,000 | 11,656,000 |
| Risk-weighted assets | 97,758,000 | 98,295,000 | 98,879,000 | 98,910,000 |