Call reports 2011
FIRST NATIONAL BANK IN FAIRFIELD — 2011
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 126,747,000 | 121,387,000 | 123,597,000 | 121,423,000 |
| Total loans | 91,840,000 | 93,423,000 | 95,822,000 | 96,120,000 |
| Allowance for loan losses | 1,497,000 | 1,501,000 | 1,498,000 | 1,493,000 |
| Securities available for sale | 9,219,000 | 11,588,000 | 11,126,000 | 10,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,817,000 | 105,394,000 | 107,742,000 | 106,579,000 |
| Interest-bearing deposits | 80,976,000 | 76,889,000 | 82,885,000 | 81,739,000 |
| Noninterest-bearing deposits | 29,841,000 | 28,505,000 | 24,857,000 | 24,840,000 |
| Equity capital | 9,750,000 | 9,931,000 | 10,172,000 | 10,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,681,000 | 4,068,000 | 5,417,000 |
| Interest expense | 205,000 | 404,000 | 604,000 | 816,000 |
| Net interest income | 1,117,000 | 2,277,000 | 3,464,000 | 4,601,000 |
| Noninterest income | 179,000 | 360,000 | 562,000 | 763,000 |
| Noninterest expense | 867,000 | 1,719,000 | 2,517,000 | 3,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 429,000 | 918,000 | 1,509,000 | 2,050,000 |
| Income tax | 134,000 | 285,000 | 466,000 | 680,000 |
| Net income | 295,000 | 633,000 | 1,043,000 | 1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,654,000 | 9,791,000 | 10,001,000 | 10,128,000 |
| Total capital | 10,813,000 | 10,992,000 | 11,225,000 | 11,342,000 |
| Risk-weighted assets | 92,407,000 | 95,761,000 | 97,681,000 | 96,846,000 |