Call reports 2010
FIRST NATIONAL BANK IN FAIRFIELD — 2010
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,546,000 | 111,869,000 | 116,285,000 | 123,729,000 |
| Total loans | 84,612,000 | 86,925,000 | 88,476,000 | 89,186,000 |
| Allowance for loan losses | 1,237,000 | 1,332,000 | 1,421,000 | 1,492,000 |
| Securities available for sale | 6,946,000 | 7,113,000 | 9,804,000 | 9,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,593,000 | 97,868,000 | 99,684,000 | 109,176,000 |
| Interest-bearing deposits | 71,219,000 | 71,316,000 | 77,482,000 | 77,069,000 |
| Noninterest-bearing deposits | 28,374,000 | 26,552,000 | 22,202,000 | 32,107,000 |
| Equity capital | 9,365,000 | 9,533,000 | 9,772,000 | 9,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,585,000 | 3,909,000 | 5,255,000 |
| Interest expense | 288,000 | 564,000 | 831,000 | 1,060,000 |
| Net interest income | 989,000 | 2,021,000 | 3,078,000 | 4,195,000 |
| Noninterest income | 217,000 | 408,000 | 591,000 | 778,000 |
| Noninterest expense | 856,000 | 1,723,000 | 2,573,000 | 3,462,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 330,000 |
| Pretax income | 260,000 | 526,000 | 826,000 | 1,181,000 |
| Income tax | 81,000 | 165,000 | 257,000 | 365,000 |
| Net income | 179,000 | 361,000 | 569,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,221,000 | 9,403,000 | 9,611,000 | 9,558,000 |
| Total capital | 10,301,000 | 10,507,000 | 10,750,000 | 10,704,000 |
| Risk-weighted assets | 86,214,000 | 88,086,000 | 90,825,000 | 91,333,000 |