Call reports 2009
FIRST NATIONAL BANK IN FAIRFIELD — 2009
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 111,941,000 | 110,613,000 | 109,122,000 | 113,281,000 |
| Total loans | 82,107,000 | 84,206,000 | 85,416,000 | 85,919,000 |
| Allowance for loan losses | 1,050,000 | 1,104,000 | 1,400,000 | 1,145,000 |
| Securities available for sale | 9,940,000 | 8,752,000 | 8,154,000 | 7,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,065,000 | 91,577,000 | 93,089,000 | 99,368,000 |
| Interest-bearing deposits | 66,592,000 | 66,895,000 | 68,305,000 | 73,461,000 |
| Noninterest-bearing deposits | 26,473,000 | 24,682,000 | 24,784,000 | 25,907,000 |
| Equity capital | 9,278,000 | 9,303,000 | 9,151,000 | 9,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,574,000 | 3,900,000 | 5,215,000 |
| Interest expense | 364,000 | 732,000 | 1,077,000 | 1,390,000 |
| Net interest income | 923,000 | 1,842,000 | 2,823,000 | 3,825,000 |
| Noninterest income | 186,000 | 366,000 | 557,000 | 743,000 |
| Noninterest expense | 776,000 | 1,614,000 | 2,436,000 | 3,241,000 |
| Provision for loan losses | 60,000 | 120,000 | 410,000 | 600,000 |
| Pretax income | 276,000 | 478,000 | 544,000 | 738,000 |
| Income tax | 89,000 | 153,000 | 168,000 | 190,000 |
| Net income | 187,000 | 325,000 | 376,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,131,000 | 9,169,000 | 8,971,000 | 9,042,000 |
| Total capital | 10,181,000 | 10,273,000 | 10,082,000 | 10,133,000 |
| Risk-weighted assets | 87,115,000 | 88,656,000 | 88,576,000 | 87,255,000 |