Call reports 2005

FIRST NATIONAL BANK IN FAIRFIELD — 2005

Name: FIRST NATIONAL BANK IN FAIRFIELD — FFIEC call report 2005
Creator: FIRST NATIONAL BANK IN FAIRFIELD

What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5763232-f6ef-41a0-8dc9-d60318d4e0fc/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	104,329,000	104,228,000	103,911,000	105,383,000
Total loans	77,062,000	79,820,000	79,198,000	78,307,000
Allowance for loan losses	857,000	886,000	864,000	800,000
Securities available for sale	11,829,000	11,013,000	10,360,000	11,248,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	82,208,000	82,367,000	81,905,000	83,812,000
Interest-bearing deposits	62,447,000	59,195,000	61,765,000	60,859,000
Noninterest-bearing deposits	19,761,000	23,172,000	20,140,000	22,953,000
Equity capital	8,595,000	8,850,000	8,749,000	8,684,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,273,000	2,569,000	3,881,000	5,297,000
Interest expense	372,000	756,000	1,173,000	1,633,000
Net interest income	901,000	1,813,000	2,708,000	3,664,000
Noninterest income	183,000	362,000	564,000	739,000
Noninterest expense	701,000	1,414,000	2,219,000	3,018,000
Provision for loan losses	210,000	240,000	300,000	360,000
Pretax income	173,000	521,000	753,000	1,025,000
Income tax	54,000	161,000	233,000	302,000
Net income	119,000	360,000	520,000	723,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	8,614,000	8,855,000	8,765,000	8,718,000
Total capital	9,471,000	9,741,000	9,629,000	9,518,000
Risk-weighted assets	77,689,000	80,615,000	80,499,000	80,153,000