Call reports 2003

FIRST NATIONAL BANK IN FAIRFIELD — 2003

Name: FIRST NATIONAL BANK IN FAIRFIELD — FFIEC call report 2003
Creator: FIRST NATIONAL BANK IN FAIRFIELD

What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5763232-f6ef-41a0-8dc9-d60318d4e0fc/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	107,478,000	99,539,000	103,956,000	99,969,000
Total loans	69,661,000	72,045,000	72,173,000	70,946,000
Allowance for loan losses	738,000	786,000	814,000	661,000
Securities available for sale	12,998,000	12,929,000	12,593,000	13,025,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	84,601,000	77,889,000	81,677,000	79,391,000
Interest-bearing deposits	69,225,000	61,800,000	66,105,000	62,181,000
Noninterest-bearing deposits	15,376,000	16,089,000	15,572,000	17,210,000
Equity capital	8,515,000	8,752,000	8,522,000	8,703,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,400,000	2,772,000	4,106,000	5,400,000
Interest expense	531,000	1,015,000	1,470,000	1,891,000
Net interest income	869,000	1,757,000	2,636,000	3,509,000
Noninterest income	164,000	338,000	516,000	693,000
Noninterest expense	684,000	1,366,000	2,042,000	2,711,000
Provision for loan losses	340,000	400,000	435,000	525,000
Pretax income	9,000	329,000	675,000	966,000
Income tax	3,000	101,000	196,000	260,000
Net income	6,000	228,000	479,000	706,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	8,173,000	8,395,000	8,247,000	8,473,000
Total capital	8,911,000	9,181,000	9,061,000	9,134,000
Risk-weighted assets	72,132,000	73,350,000	73,848,000	72,077,000