Call reports 2002
FIRST NATIONAL BANK IN FAIRFIELD — 2002
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,987,000 | 98,673,000 | 107,116,000 | 105,908,000 |
| Total loans | 71,370,000 | 74,653,000 | 77,692,000 | 75,875,000 |
| Allowance for loan losses | 693,000 | 803,000 | 842,000 | 752,000 |
| Securities available for sale | 12,375,000 | 11,835,000 | 12,298,000 | 12,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,612,000 | 76,994,000 | 83,683,000 | 82,647,000 |
| Interest-bearing deposits | 65,030,000 | 62,776,000 | 68,477,000 | 65,456,000 |
| Noninterest-bearing deposits | 13,582,000 | 14,218,000 | 15,206,000 | 17,191,000 |
| Equity capital | 8,475,000 | 8,163,000 | 8,501,000 | 8,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,969,000 | 4,513,000 | 6,024,000 |
| Interest expense | 589,000 | 1,164,000 | 1,777,000 | 2,363,000 |
| Net interest income | 880,000 | 1,805,000 | 2,736,000 | 3,661,000 |
| Noninterest income | 165,000 | 310,000 | 501,000 | 566,000 |
| Noninterest expense | 673,000 | 1,316,000 | 1,998,000 | 2,667,000 |
| Provision for loan losses | 38,000 | 175,000 | 240,000 | 260,000 |
| Pretax income | 361,000 | 651,000 | 1,030,000 | 1,331,000 |
| Income tax | 118,000 | 209,000 | 328,000 | 393,000 |
| Net income | 243,000 | 442,000 | 702,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,273,000 | 7,871,000 | 8,131,000 | 8,167,000 |
| Total capital | 8,966,000 | 8,674,000 | 8,973,000 | 8,919,000 |
| Risk-weighted assets | 71,090,000 | 74,126,000 | 77,757,000 | 76,186,000 |