Call reports 2001
FIRST NATIONAL BANK IN FAIRFIELD — 2001
What FIRST NATIONAL BANK IN FAIRFIELD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,918,000 | 100,285,000 | 97,337,000 | 98,956,000 |
| Total loans | 72,435,000 | 71,231,000 | 70,414,000 | 69,423,000 |
| Allowance for loan losses | 675,000 | 601,000 | 639,000 | 660,000 |
| Securities available for sale | 15,026,000 | 14,654,000 | 13,650,000 | 12,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,251,000 | 80,026,000 | 76,637,000 | 77,255,000 |
| Interest-bearing deposits | 65,640,000 | 66,423,000 | 63,228,000 | 63,004,000 |
| Noninterest-bearing deposits | 13,611,000 | 13,603,000 | 13,409,000 | 14,251,000 |
| Equity capital | 8,081,000 | 8,290,000 | 8,604,000 | 8,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,458,000 | 5,135,000 | 6,671,000 |
| Interest expense | 875,000 | 1,731,000 | 2,505,000 | 3,196,000 |
| Net interest income | 865,000 | 1,727,000 | 2,630,000 | 3,475,000 |
| Noninterest income | 154,000 | 367,000 | 533,000 | 783,000 |
| Noninterest expense | 659,000 | 1,332,000 | 1,986,000 | 2,685,000 |
| Provision for loan losses | 9,000 | 118,000 | 218,000 | 256,000 |
| Pretax income | 351,000 | 664,000 | 1,033,000 | 1,391,000 |
| Income tax | 114,000 | 216,000 | 335,000 | 440,000 |
| Net income | 237,000 | 448,000 | 698,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,816,000 | 8,027,000 | 8,276,000 | 8,030,000 |
| Total capital | 8,491,000 | 8,628,000 | 8,915,000 | 8,690,000 |
| Risk-weighted assets | 72,959,000 | 72,698,000 | 71,042,000 | 69,889,000 |