Call reports 2026
UNITED BANK & TRUST — 2026
What UNITED BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 905,364,000 | 892,914,000 |
| Total loans | 667,008,000 | 672,181,000 |
| Allowance for loan losses | 8,681,000 | 8,832,000 |
| Securities available for sale | 156,022,000 | 158,146,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 732,985,000 | 714,150,000 |
| Interest-bearing deposits | 592,778,000 | 579,396,000 |
| Noninterest-bearing deposits | 140,207,000 | 134,754,000 |
| Equity capital | 104,054,000 | 106,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,437,000 | 23,022,000 |
| Interest expense | 3,292,000 | 6,527,000 |
| Net interest income | 8,145,000 | 16,495,000 |
| Noninterest income | 689,000 | 1,400,000 |
| Noninterest expense | 4,461,000 | 8,924,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 4,223,000 | 8,671,000 |
| Income tax | 885,000 | 1,780,000 |
| Net income | 3,338,000 | 6,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 101,662,000 | 103,759,000 |