Call report 2025Q4
UNITED BANK & TRUST — 2025Q4
The 22 measures UNITED BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 905,625,000 | USD | evidence → |
| Total loans | 677,880,000 | USD | evidence → |
| Allowance for loan losses | 8,527,000 | USD | evidence → |
| Securities available for sale | 161,426,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 713,113,000 | USD | evidence → |
| Interest-bearing deposits | 576,441,000 | USD | evidence → |
| Noninterest-bearing deposits | 136,672,000 | USD | evidence → |
| Equity capital | 102,277,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,281,000 | USD | evidence → |
| Interest expense | 14,483,000 | USD | evidence → |
| Net interest income | 29,798,000 | USD | evidence → |
| Noninterest income | 2,542,000 | USD | evidence → |
| Noninterest expense | 17,673,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 14,039,000 | USD | evidence → |
| Income tax | 3,006,000 | USD | evidence → |
| Net income | 11,033,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,780,000 | USD | evidence → |