Call reports 2022
UNITED BANK & TRUST — 2022
What UNITED BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 779,651,000 | 825,941,000 | 812,903,000 | 847,636,000 |
| Total loans | 488,628,000 | 534,299,000 | 557,967,000 | 601,724,000 |
| Allowance for loan losses | 5,916,000 | 6,319,000 | 6,168,000 | 6,318,000 |
| Securities available for sale | 184,617,000 | 188,747,000 | 179,086,000 | 180,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,038,000 | 679,095,000 | 668,148,000 | 679,436,000 |
| Interest-bearing deposits | 495,140,000 | 544,167,000 | 531,710,000 | 535,566,000 |
| Noninterest-bearing deposits | 131,898,000 | 134,928,000 | 136,438,000 | 143,870,000 |
| Equity capital | 80,608,000 | 77,669,000 | 74,888,000 | 77,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,940,000 | 12,363,000 | 19,625,000 | 27,523,000 |
| Interest expense | 546,000 | 1,079,000 | 1,735,000 | 2,695,000 |
| Net interest income | 5,394,000 | 11,284,000 | 17,890,000 | 24,828,000 |
| Noninterest income | 1,099,000 | 1,979,000 | 3,662,000 | 4,223,000 |
| Noninterest expense | 3,530,000 | 7,195,000 | 11,047,000 | 14,854,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,816,000 | 5,774,000 | 10,064,000 | 13,608,000 |
| Income tax | 516,000 | 1,159,000 | 1,879,000 | 2,759,000 |
| Net income | 2,300,000 | 4,615,000 | 8,185,000 | 10,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,909,000 | 81,016,000 | 85,482,000 | 86,709,000 |