Call reports 2021
UNITED BANK & TRUST — 2021
What UNITED BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 748,941,000 | 737,712,000 | 721,889,000 | 761,106,000 |
| Total loans | 451,299,000 | 452,253,000 | 446,052,000 | 479,208,000 |
| Allowance for loan losses | 5,272,000 | 5,338,000 | 5,488,000 | 5,780,000 |
| Securities available for sale | 107,934,000 | 145,225,000 | 150,113,000 | 161,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,238,000 | 575,971,000 | 557,054,000 | 601,137,000 |
| Interest-bearing deposits | 557,578,000 | 552,939,000 | 445,055,000 | 484,509,000 |
| Noninterest-bearing deposits | 26,660,000 | 23,032,000 | 111,999,000 | 116,628,000 |
| Equity capital | 86,045,000 | 86,796,000 | 87,504,000 | 87,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,888,000 | 12,203,000 | 18,565,000 | 25,920,000 |
| Interest expense | 755,000 | 1,432,000 | 2,043,000 | 2,613,000 |
| Net interest income | 5,133,000 | 10,771,000 | 16,522,000 | 23,307,000 |
| Noninterest income | 526,000 | 1,125,000 | 1,737,000 | 3,314,000 |
| Noninterest expense | 3,138,000 | 6,368,000 | 9,568,000 | 13,764,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,373,000 | 5,232,000 | 8,248,000 | 12,266,000 |
| Income tax | 526,000 | 1,149,000 | 1,787,000 | 2,648,000 |
| Net income | 1,847,000 | 4,083,000 | 6,461,000 | 9,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,830,000 | 80,569,000 | 81,449,000 | 83,107,000 |