Call reports 2017
UNITED BANK & TRUST — 2017
What UNITED BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 593,412,000 | 587,854,000 | 562,554,000 | 587,365,000 |
| Total loans | 414,141,000 | 421,169,000 | 423,017,000 | 435,362,000 |
| Allowance for loan losses | 6,435,000 | 6,511,000 | 6,587,000 | 6,644,000 |
| Securities available for sale | 120,572,000 | 120,699,000 | 90,111,000 | 84,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,956,000 | 426,539,000 | 419,572,000 | 444,252,000 |
| Interest-bearing deposits | 418,157,000 | 410,416,000 | 405,507,000 | 424,944,000 |
| Noninterest-bearing deposits | 16,799,000 | 16,123,000 | 14,065,000 | 19,308,000 |
| Equity capital | 70,247,000 | 71,292,000 | 72,065,000 | 72,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,488,000 | 11,049,000 | 16,668,000 | 22,305,000 |
| Interest expense | 675,000 | 1,360,000 | 2,067,000 | 2,776,000 |
| Net interest income | 4,813,000 | 9,689,000 | 14,601,000 | 19,529,000 |
| Noninterest income | 512,000 | 940,000 | 1,581,000 | 2,183,000 |
| Noninterest expense | 2,919,000 | 5,864,000 | 8,821,000 | 11,805,000 |
| Provision for loan losses | 77,000 | 152,000 | 229,000 | 304,000 |
| Pretax income | 2,329,000 | 5,009,000 | 7,626,000 | 10,097,000 |
| Income tax | 781,000 | 1,665,000 | 2,505,000 | 2,954,000 |
| Net income | 1,548,000 | 3,344,000 | 5,121,000 | 7,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,375,000 | 64,782,000 | 65,722,000 | 66,905,000 |
| Total capital | 69,091,000 | 70,548,000 | 71,523,000 | 72,805,000 |
| Risk-weighted assets | 456,588,000 | 460,538,000 | 463,290,000 | 471,261,000 |