Call report 2015Q4
UNITED BANK & TRUST — 2015Q4
The 22 measures UNITED BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 585,828,000 | USD | evidence → |
| Total loans | 423,537,000 | USD | evidence → |
| Allowance for loan losses | 6,448,000 | USD | evidence → |
| Securities available for sale | 108,940,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 434,393,000 | USD | evidence → |
| Interest-bearing deposits | 414,794,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,599,000 | USD | evidence → |
| Equity capital | 65,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,434,000 | USD | evidence → |
| Interest expense | 2,946,000 | USD | evidence → |
| Net interest income | 19,488,000 | USD | evidence → |
| Noninterest income | 1,875,000 | USD | evidence → |
| Noninterest expense | 11,138,000 | USD | evidence → |
| Provision for loan losses | 197,000 | USD | evidence → |
| Pretax income | 10,160,000 | USD | evidence → |
| Income tax | 3,089,000 | USD | evidence → |
| Net income | 7,071,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,696,000 | USD | evidence → |
| Total capital | 64,504,000 | USD | evidence → |
| Risk-weighted assets | 464,053,000 | USD | evidence → |