Call report 2008Q4
UNITED BANK & TRUST — 2008Q4
The 22 measures UNITED BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,585,000 | USD | evidence → |
| Total loans | 303,484,000 | USD | evidence → |
| Allowance for loan losses | 3,691,000 | USD | evidence → |
| Securities available for sale | 86,723,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 339,899,000 | USD | evidence → |
| Interest-bearing deposits | 328,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,291,000 | USD | evidence → |
| Equity capital | 45,567,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,712,000 | USD | evidence → |
| Interest expense | 9,627,000 | USD | evidence → |
| Net interest income | 14,085,000 | USD | evidence → |
| Noninterest income | 1,917,000 | USD | evidence → |
| Noninterest expense | 9,472,000 | USD | evidence → |
| Provision for loan losses | 7,767,000 | USD | evidence → |
| Pretax income | -1,246,000 | USD | evidence → |
| Income tax | -568,000 | USD | evidence → |
| Net income | -678,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,603,000 | USD | evidence → |
| Total capital | 37,294,000 | USD | evidence → |
| Risk-weighted assets | 309,470,000 | USD | evidence → |