Call reports 2026
BANK MICHIGAN — 2026
What BANK MICHIGAN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 159,724,000 | 175,994,000 |
| Total loans | 123,384,000 | 143,306,000 |
| Allowance for loan losses | 1,560,000 | 1,659,000 |
| Securities available for sale | 8,280,000 | 7,706,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 133,330,000 | 144,907,000 |
| Interest-bearing deposits | 102,623,000 | 111,970,000 |
| Noninterest-bearing deposits | 30,707,000 | 32,937,000 |
| Equity capital | 19,003,000 | 19,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,224,000 | 4,710,000 |
| Interest expense | 544,000 | 1,264,000 |
| Net interest income | 1,680,000 | 3,446,000 |
| Noninterest income | 468,000 | 1,167,000 |
| Noninterest expense | 1,903,000 | 3,857,000 |
| Provision for loan losses | 26,000 | 34,000 |
| Pretax income | 225,000 | 696,000 |
| Income tax | 49,000 | 149,000 |
| Net income | 176,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,045,000 | 18,517,000 |
| Total capital | 19,597,000 | 20,241,000 |
| Risk-weighted assets | 124,139,000 | 145,968,000 |