Call report 2025Q4
BANK MICHIGAN — 2025Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,545,000 | USD | evidence → |
| Total loans | 118,590,000 | USD | evidence → |
| Allowance for loan losses | 1,378,000 | USD | evidence → |
| Securities available for sale | 8,314,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,761,000 | USD | evidence → |
| Interest-bearing deposits | 92,702,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,059,000 | USD | evidence → |
| Equity capital | 18,941,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,351,000 | USD | evidence → |
| Interest expense | 2,121,000 | USD | evidence → |
| Net interest income | 6,230,000 | USD | evidence → |
| Noninterest income | 7,670,000 | USD | evidence → |
| Noninterest expense | 7,735,000 | USD | evidence → |
| Provision for loan losses | -984,000 | USD | evidence → |
| Pretax income | 7,140,000 | USD | evidence → |
| Income tax | -48,000 | USD | evidence → |
| Net income | 7,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,413,000 | USD | evidence → |
| Total capital | 19,831,000 | USD | evidence → |
| Risk-weighted assets | 117,152,000 | USD | evidence → |