Call report 2022Q4
BANK MICHIGAN — 2022Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,473,000 | USD | evidence → |
| Total loans | 92,925,000 | USD | evidence → |
| Allowance for loan losses | 952,000 | USD | evidence → |
| Securities available for sale | 5,008,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,624,000 | USD | evidence → |
| Interest-bearing deposits | 70,007,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,617,000 | USD | evidence → |
| Equity capital | 10,543,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,350,000 | USD | evidence → |
| Interest expense | 337,000 | USD | evidence → |
| Net interest income | 5,013,000 | USD | evidence → |
| Noninterest income | 1,110,000 | USD | evidence → |
| Noninterest expense | 5,846,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 229,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 178,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,209,000 | USD | evidence → |
| Total capital | 11,161,000 | USD | evidence → |
| Risk-weighted assets | 89,821,000 | USD | evidence → |