Call report 2021Q4
BANK MICHIGAN — 2021Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,224,000 | USD | evidence → |
| Total loans | 87,643,000 | USD | evidence → |
| Allowance for loan losses | 943,000 | USD | evidence → |
| Securities available for sale | 6,042,000 | USD | evidence → |
| Securities held to maturity | 22,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,771,000 | USD | evidence → |
| Interest-bearing deposits | 73,435,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,336,000 | USD | evidence → |
| Equity capital | 10,712,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,331,000 | USD | evidence → |
| Interest expense | 396,000 | USD | evidence → |
| Net interest income | 4,935,000 | USD | evidence → |
| Noninterest income | 889,000 | USD | evidence → |
| Noninterest expense | 5,395,000 | USD | evidence → |
| Provision for loan losses | -254,000 | USD | evidence → |
| Pretax income | 683,000 | USD | evidence → |
| Income tax | 143,000 | USD | evidence → |
| Net income | 540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,180,000 | USD | evidence → |
| Total capital | 11,123,000 | USD | evidence → |
| Risk-weighted assets | 82,487,000 | USD | evidence → |