Call report 2020Q4
BANK MICHIGAN — 2020Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,935,000 | USD | evidence → |
| Total loans | 88,694,000 | USD | evidence → |
| Allowance for loan losses | 1,227,000 | USD | evidence → |
| Securities available for sale | 5,313,000 | USD | evidence → |
| Securities held to maturity | 1,242,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,120,000 | USD | evidence → |
| Interest-bearing deposits | 64,578,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,542,000 | USD | evidence → |
| Equity capital | 10,216,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,125,000 | USD | evidence → |
| Interest expense | 971,000 | USD | evidence → |
| Net interest income | 4,154,000 | USD | evidence → |
| Noninterest income | 1,270,000 | USD | evidence → |
| Noninterest expense | 5,100,000 | USD | evidence → |
| Provision for loan losses | 476,000 | USD | evidence → |
| Pretax income | -96,000 | USD | evidence → |
| Income tax | -22,000 | USD | evidence → |
| Net income | -177,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,507,000 | USD | evidence → |
| Total capital | 10,522,000 | USD | evidence → |
| Risk-weighted assets | 80,992,000 | USD | evidence → |