Call report 2019Q4
BANK MICHIGAN — 2019Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,271,000 | USD | evidence → |
| Total loans | 76,299,000 | USD | evidence → |
| Allowance for loan losses | 841,000 | USD | evidence → |
| Securities available for sale | 8,225,000 | USD | evidence → |
| Securities held to maturity | 1,312,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,381,000 | USD | evidence → |
| Interest-bearing deposits | 67,940,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,440,000 | USD | evidence → |
| Equity capital | 10,345,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,928,000 | USD | evidence → |
| Interest expense | 1,186,000 | USD | evidence → |
| Net interest income | 3,742,000 | USD | evidence → |
| Noninterest income | 582,000 | USD | evidence → |
| Noninterest expense | 4,467,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -143,000 | USD | evidence → |
| Income tax | -632,000 | USD | evidence → |
| Net income | 489,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,708,000 | USD | evidence → |
| Total capital | 10,549,000 | USD | evidence → |
| Risk-weighted assets | 80,012,000 | USD | evidence → |