Call report 2014Q4
BANK MICHIGAN — 2014Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,033,000 | USD | evidence → |
| Total loans | 53,322,000 | USD | evidence → |
| Allowance for loan losses | 880,000 | USD | evidence → |
| Securities available for sale | 1,769,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,760,000 | USD | evidence → |
| Interest-bearing deposits | 55,409,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,351,000 | USD | evidence → |
| Equity capital | 5,045,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,405,000 | USD | evidence → |
| Interest expense | 335,000 | USD | evidence → |
| Net interest income | 3,070,000 | USD | evidence → |
| Noninterest income | 423,000 | USD | evidence → |
| Noninterest expense | 3,868,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | -675,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,038,000 | USD | evidence → |
| Total capital | 5,751,000 | USD | evidence → |
| Risk-weighted assets | 56,857,000 | USD | evidence → |