Call report 2013Q4
BANK MICHIGAN — 2013Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 71,973,000 | USD | evidence → |
| Total loans | 51,593,000 | USD | evidence → |
| Allowance for loan losses | 874,000 | USD | evidence → |
| Securities available for sale | 1,907,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,280,000 | USD | evidence → |
| Interest-bearing deposits | 52,190,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,090,000 | USD | evidence → |
| Equity capital | 5,719,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,481,000 | USD | evidence → |
| Interest expense | 409,000 | USD | evidence → |
| Net interest income | 3,072,000 | USD | evidence → |
| Noninterest income | 515,000 | USD | evidence → |
| Noninterest expense | 3,661,000 | USD | evidence → |
| Provision for loan losses | 706,000 | USD | evidence → |
| Pretax income | -780,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -780,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,711,000 | USD | evidence → |
| Total capital | 6,405,000 | USD | evidence → |
| Risk-weighted assets | 55,343,000 | USD | evidence → |