Call report 2007Q4
BANK MICHIGAN — 2007Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,590,000 | USD | evidence → |
| Total loans | 36,745,000 | USD | evidence → |
| Allowance for loan losses | 542,000 | USD | evidence → |
| Securities available for sale | 10,177,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,733,000 | USD | evidence → |
| Interest-bearing deposits | 42,162,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,571,000 | USD | evidence → |
| Equity capital | 6,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,802,000 | USD | evidence → |
| Interest expense | 1,149,000 | USD | evidence → |
| Net interest income | 2,653,000 | USD | evidence → |
| Noninterest income | 585,000 | USD | evidence → |
| Noninterest expense | 2,863,000 | USD | evidence → |
| Provision for loan losses | 239,000 | USD | evidence → |
| Pretax income | 136,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,544,000 | USD | evidence → |
| Total capital | 7,086,000 | USD | evidence → |
| Risk-weighted assets | 46,288,000 | USD | evidence → |