Call report 2005Q3
BANK MICHIGAN — 2005Q3
The 22 measures BANK MICHIGAN reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,705,000 | USD | evidence → |
| Total loans | 45,014,000 | USD | evidence → |
| Allowance for loan losses | 516,000 | USD | evidence → |
| Securities available for sale | 8,088,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,160,000 | USD | evidence → |
| Interest-bearing deposits | 47,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,623,000 | USD | evidence → |
| Equity capital | 7,171,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,695,000 | USD | evidence → |
| Interest expense | 682,000 | USD | evidence → |
| Net interest income | 2,013,000 | USD | evidence → |
| Noninterest income | 531,000 | USD | evidence → |
| Noninterest expense | 1,853,000 | USD | evidence → |
| Provision for loan losses | 99,000 | USD | evidence → |
| Pretax income | 592,000 | USD | evidence → |
| Income tax | 154,000 | USD | evidence → |
| Net income | 438,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,112,000 | USD | evidence → |
| Total capital | 7,628,000 | USD | evidence → |
| Risk-weighted assets | 53,277,000 | USD | evidence → |