Call report 2004Q4
BANK MICHIGAN — 2004Q4
The 22 measures BANK MICHIGAN reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,932,000 | USD | evidence → |
| Total loans | 46,670,000 | USD | evidence → |
| Allowance for loan losses | 566,000 | USD | evidence → |
| Securities available for sale | 7,719,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,761,000 | USD | evidence → |
| Interest-bearing deposits | 48,043,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,718,000 | USD | evidence → |
| Equity capital | 6,821,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,491,000 | USD | evidence → |
| Interest expense | 806,000 | USD | evidence → |
| Net interest income | 2,685,000 | USD | evidence → |
| Noninterest income | 637,000 | USD | evidence → |
| Noninterest expense | 2,554,000 | USD | evidence → |
| Provision for loan losses | 126,000 | USD | evidence → |
| Pretax income | 642,000 | USD | evidence → |
| Income tax | 212,000 | USD | evidence → |
| Net income | 430,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,812,000 | USD | evidence → |
| Total capital | 7,378,000 | USD | evidence → |
| Risk-weighted assets | 54,064,000 | USD | evidence → |