Call reports 2001
BANKFIRST — 2001
What BANKFIRST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 739,414,000 | 792,983,000 |
| Total loans | 481,611,000 | 514,846,000 |
| Allowance for loan losses | 10,467,000 | 10,176,000 |
| Securities available for sale | 91,375,000 | 78,925,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 515,848,000 | 548,344,000 |
| Interest-bearing deposits | 430,002,000 | 456,627,000 |
| Noninterest-bearing deposits | 85,846,000 | 91,717,000 |
| Equity capital | 102,656,000 | 102,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 12,934,000 | 26,139,000 |
| Interest expense | 6,469,000 | 13,149,000 |
| Net interest income | 6,465,000 | 12,990,000 |
| Noninterest income | 2,560,000 | 4,457,000 |
| Noninterest expense | 6,555,000 | 15,164,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,470,000 | 2,283,000 |
| Income tax | 1,318,000 | 1,584,000 |
| Net income | 1,152,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 47,497,000 | 47,840,000 |
| Total capital | 53,966,000 | 54,778,000 |
| Risk-weighted assets | 513,526,000 | 551,833,000 |