Call reports 2023
FIRST SERVICE BANK — 2023
What FIRST SERVICE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 606,862,000 | 595,311,000 | 637,026,000 | 665,696,000 |
| Total loans | 476,770,000 | 498,603,000 | 524,082,000 | 564,041,000 |
| Allowance for loan losses | 6,654,000 | 6,561,000 | 7,195,000 | 7,468,000 |
| Securities available for sale | 38,104,000 | 36,647,000 | 35,143,000 | 36,503,000 |
| Securities held to maturity | 2,918,000 | 2,415,000 | 2,414,000 | 2,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,192,000 | 512,334,000 | 545,953,000 | 577,471,000 |
| Interest-bearing deposits | 443,111,000 | 428,696,000 | 464,973,000 | 501,302,000 |
| Noninterest-bearing deposits | 90,081,000 | 83,639,000 | 80,980,000 | 76,169,000 |
| Equity capital | 54,945,000 | 54,369,000 | 54,495,000 | 56,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,688,000 | 16,273,000 | 25,806,000 | 36,134,000 |
| Interest expense | 2,258,000 | 5,376,000 | 9,310,000 | 13,947,000 |
| Net interest income | 5,430,000 | 10,897,000 | 16,496,000 | 22,187,000 |
| Noninterest income | 1,169,000 | 2,153,000 | 3,148,000 | 4,338,000 |
| Noninterest expense | 4,634,000 | 10,781,000 | 15,037,000 | 20,520,000 |
| Provision for loan losses | -6,000 | -130,000 | 341,000 | 635,000 |
| Pretax income | 1,971,000 | 2,399,000 | 3,788,000 | 4,943,000 |
| Income tax | 398,000 | 442,000 | 776,000 | 1,170,000 |
| Net income | 1,573,000 | 1,957,000 | 3,012,000 | 3,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,538,000 | 58,446,000 | 59,499,000 | 60,262,000 |
Machine access — free, no API key
Every figure shown here about FIRST SERVICE BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.