Call reports 2018
FIRST SERVICE BANK — 2018
What FIRST SERVICE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 283,225,000 | 287,229,000 | 297,256,000 | 307,326,000 |
| Total loans | 237,604,000 | 234,948,000 | 247,229,000 | 255,932,000 |
| Allowance for loan losses | 2,551,000 | 2,592,000 | 2,642,000 | 2,635,000 |
| Securities available for sale | 3,632,000 | 3,316,000 | 3,263,000 | 5,087,000 |
| Securities held to maturity | 6,004,000 | 5,987,000 | 5,978,000 | 5,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,514,000 | 226,694,000 | 237,326,000 | 264,066,000 |
| Interest-bearing deposits | 180,636,000 | 184,372,000 | 194,889,000 | 220,526,000 |
| Noninterest-bearing deposits | 42,879,000 | 42,322,000 | 42,438,000 | 43,541,000 |
| Equity capital | 29,427,000 | 30,085,000 | 30,455,000 | 30,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,268,000 | 6,683,000 | 10,237,000 | 14,025,000 |
| Interest expense | 408,000 | 911,000 | 1,550,000 | 2,368,000 |
| Net interest income | 2,860,000 | 5,772,000 | 8,687,000 | 11,657,000 |
| Noninterest income | 873,000 | 2,194,000 | 3,316,000 | 4,248,000 |
| Noninterest expense | 2,917,000 | 5,814,000 | 9,044,000 | 12,193,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 771,000 | 2,062,000 | 2,824,000 | 3,532,000 |
| Income tax | 243,000 | 543,000 | 705,000 | 951,000 |
| Net income | 528,000 | 1,519,000 | 2,119,000 | 2,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,366,000 | 30,032,000 | 30,418,000 | 30,548,000 |
| Total capital | 31,917,000 | 32,624,000 | 33,060,000 | 33,183,000 |
| Risk-weighted assets | 224,035,000 | 222,058,000 | 234,602,000 | 242,823,000 |