Call reports 2017
FIRST SERVICE BANK — 2017
What FIRST SERVICE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 283,870,000 | 292,779,000 | 292,956,000 | 289,768,000 |
| Total loans | 226,990,000 | 232,713,000 | 230,920,000 | 225,376,000 |
| Allowance for loan losses | 2,448,000 | 2,521,000 | 2,498,000 | 2,555,000 |
| Securities available for sale | 5,736,000 | 5,139,000 | 5,022,000 | 4,698,000 |
| Securities held to maturity | 6,421,000 | 6,408,000 | 6,399,000 | 6,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,467,000 | 227,071,000 | 225,553,000 | 230,964,000 |
| Interest-bearing deposits | 191,596,000 | 184,139,000 | 182,929,000 | 187,027,000 |
| Noninterest-bearing deposits | 41,872,000 | 42,931,000 | 42,624,000 | 43,937,000 |
| Equity capital | 28,719,000 | 28,867,000 | 29,092,000 | 29,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,158,000 | 6,370,000 | 9,675,000 | 12,991,000 |
| Interest expense | 300,000 | 635,000 | 1,025,000 | 1,453,000 |
| Net interest income | 2,858,000 | 5,735,000 | 8,650,000 | 11,538,000 |
| Noninterest income | 1,076,000 | 1,923,000 | 2,789,000 | 3,996,000 |
| Noninterest expense | 2,747,000 | 5,559,000 | 8,499,000 | 11,612,000 |
| Provision for loan losses | 65,000 | 110,000 | 155,000 | 200,000 |
| Pretax income | 1,122,000 | 1,989,000 | 2,785,000 | 3,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,122,000 | 1,989,000 | 2,785,000 | 3,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,609,000 | 28,744,000 | 28,986,000 | 29,707,000 |
| Total capital | 31,057,000 | 31,265,000 | 31,484,000 | 32,262,000 |
| Risk-weighted assets | 216,246,000 | 219,539,000 | 217,264,000 | 213,864,000 |