Call reports 2016
FIRST SERVICE BANK — 2016
What FIRST SERVICE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 271,799,000 | 268,674,000 | 283,510,000 | 281,470,000 |
| Total loans | 203,135,000 | 212,279,000 | 222,751,000 | 225,550,000 |
| Allowance for loan losses | 2,769,000 | 2,768,000 | 2,792,000 | 2,423,000 |
| Securities available for sale | 9,666,000 | 8,702,000 | 7,749,000 | 6,740,000 |
| Securities held to maturity | 8,434,000 | 8,168,000 | 7,631,000 | 6,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,244,000 | 215,407,000 | 213,836,000 | 223,190,000 |
| Interest-bearing deposits | 184,915,000 | 180,315,000 | 178,014,000 | 185,974,000 |
| Noninterest-bearing deposits | 39,329,000 | 35,092,000 | 35,822,000 | 37,217,000 |
| Equity capital | 27,250,000 | 27,252,000 | 27,589,000 | 28,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,908,000 | 5,899,000 | 9,046,000 | 12,198,000 |
| Interest expense | 234,000 | 505,000 | 779,000 | 1,091,000 |
| Net interest income | 2,674,000 | 5,394,000 | 8,267,000 | 11,107,000 |
| Noninterest income | 741,000 | 1,404,000 | 2,218,000 | 3,189,000 |
| Noninterest expense | 2,675,000 | 5,392,000 | 8,228,000 | 11,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 740,000 | 1,406,000 | 2,257,000 | 3,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 740,000 | 1,406,000 | 2,257,000 | 3,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,050,000 | 26,987,000 | 27,334,000 | 27,990,000 |
| Total capital | 29,447,000 | 29,447,000 | 29,989,000 | 30,413,000 |
| Risk-weighted assets | 191,389,000 | 196,527,000 | 212,245,000 | 215,205,000 |