Call reports 2015
FIRST SERVICE BANK — 2015
What FIRST SERVICE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 257,658,000 | 250,797,000 | 255,908,000 | 264,095,000 |
| Total loans | 195,915,000 | 192,028,000 | 194,226,000 | 202,996,000 |
| Allowance for loan losses | 3,008,000 | 3,027,000 | 2,881,000 | 2,802,000 |
| Securities available for sale | 12,409,000 | 12,124,000 | 11,491,000 | 10,925,000 |
| Securities held to maturity | 12,904,000 | 11,427,000 | 10,521,000 | 9,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,029,000 | 204,088,000 | 204,937,000 | 210,436,000 |
| Interest-bearing deposits | 159,626,000 | 171,066,000 | 172,028,000 | 175,786,000 |
| Noninterest-bearing deposits | 33,402,000 | 33,022,000 | 32,909,000 | 34,649,000 |
| Equity capital | 26,579,000 | 26,517,000 | 26,736,000 | 26,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,943,000 | 5,844,000 | 8,762,000 | 11,757,000 |
| Interest expense | 187,000 | 374,000 | 569,000 | 789,000 |
| Net interest income | 2,756,000 | 5,470,000 | 8,193,000 | 10,968,000 |
| Noninterest income | 626,000 | 1,380,000 | 2,137,000 | 2,841,000 |
| Noninterest expense | 2,654,000 | 5,405,000 | 8,162,000 | 11,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 728,000 | 1,445,000 | 2,168,000 | 2,744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 728,000 | 1,445,000 | 2,168,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,404,000 | 26,394,000 | 26,616,000 | 26,813,000 |
| Total capital | 28,763,000 | 28,604,000 | 28,925,000 | 29,172,000 |
| Risk-weighted assets | 188,085,000 | 175,996,000 | 184,179,000 | 188,267,000 |