Call reports 2014
FIRST SERVICE BANK — 2014
What FIRST SERVICE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 221,657,000 | 231,979,000 | 234,372,000 | 257,031,000 |
| Total loans | 181,416,000 | 190,020,000 | 185,535,000 | 193,417,000 |
| Allowance for loan losses | 3,769,000 | 3,748,000 | 3,684,000 | 3,562,000 |
| Securities available for sale | 5,989,000 | 5,563,000 | 6,006,000 | 11,654,000 |
| Securities held to maturity | 10,269,000 | 11,271,000 | 11,673,000 | 9,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,977,000 | 183,456,000 | 185,419,000 | 202,686,000 |
| Interest-bearing deposits | 152,673,000 | 150,219,000 | 151,967,000 | 166,180,000 |
| Noninterest-bearing deposits | 34,304,000 | 33,237,000 | 33,451,000 | 36,506,000 |
| Equity capital | 28,043,000 | 27,727,000 | 26,136,000 | 26,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,800,000 | 5,767,000 | 8,710,000 | 11,639,000 |
| Interest expense | 157,000 | 325,000 | 492,000 | 691,000 |
| Net interest income | 2,643,000 | 5,442,000 | 8,218,000 | 10,948,000 |
| Noninterest income | 776,000 | 1,531,000 | 2,325,000 | 3,034,000 |
| Noninterest expense | 2,844,000 | 5,696,000 | 8,516,000 | 11,293,000 |
| Provision for loan losses | 114,000 | 114,000 | 114,000 | 114,000 |
| Pretax income | 461,000 | 1,163,000 | 1,913,000 | 2,575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 461,000 | 1,163,000 | 1,913,000 | 2,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,895,000 | 27,574,000 | 26,019,000 | 26,177,000 |
| Total capital | 29,895,000 | 29,574,000 | 28,019,000 | 28,177,000 |
| Risk-weighted assets | 174,120,000 | 182,156,000 | 177,643,000 | 185,497,000 |