Call reports 2012
FIRST SERVICE BANK — 2012
What FIRST SERVICE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,956,000 | 222,123,000 | 217,141,000 | 226,061,000 |
| Total loans | 149,898,000 | 157,978,000 | 159,024,000 | 162,659,000 |
| Allowance for loan losses | 3,709,000 | 3,835,000 | 3,970,000 | 3,675,000 |
| Securities available for sale | 25,175,000 | 21,855,000 | 16,894,000 | 13,727,000 |
| Securities held to maturity | 8,404,000 | 10,304,000 | 9,080,000 | 8,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,017,000 | 187,300,000 | 181,805,000 | 189,738,000 |
| Interest-bearing deposits | 162,079,000 | 157,475,000 | 152,272,000 | 159,774,000 |
| Noninterest-bearing deposits | 29,939,000 | 29,825,000 | 29,533,000 | 29,965,000 |
| Equity capital | 27,211,000 | 27,136,000 | 27,557,000 | 28,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,484,000 | 8,476,000 | 11,219,000 |
| Interest expense | 363,000 | 694,000 | 981,000 | 1,251,000 |
| Net interest income | 2,418,000 | 4,790,000 | 7,495,000 | 9,968,000 |
| Noninterest income | 837,000 | 1,764,000 | 2,753,000 | 3,660,000 |
| Noninterest expense | 2,665,000 | 5,230,000 | 7,811,000 | 10,589,000 |
| Provision for loan losses | 287,000 | 461,000 | 643,000 | 737,000 |
| Pretax income | 303,000 | 863,000 | 1,794,000 | 2,302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 863,000 | 1,794,000 | 2,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,877,000 | 26,819,000 | 27,228,000 | 27,735,000 |
| Total capital | 28,860,000 | 28,847,000 | 29,259,000 | 29,436,000 |
| Risk-weighted assets | 156,902,000 | 160,701,000 | 160,531,000 | 164,128,000 |